The menu to your left will tell you how to order credit reports (see Who are they,) lead you to the Fair Credit Reporting Act and amendments, and show you current events. But the most important thing we do is to tell you about corporate greed, lies and deceptions that are designed to make you feel it’s all your fault.
January 2005
The practice of data mining
dramatically affected the 2004 national elections. VCR is regrouping and will update these pages
shortly. In the meantime, take a peek at
the PBS
documentary on the history of credit reporting. It seems credit reports DID originate as a
tool to enforce religious beliefs. And while you are at PBS, check out the
Secret History of Credit Cards.
The free annual credit report widely reported
by the press can be obtained at http://annualcreditreport.com
.
May 2003
The VCR website is currently in archive mode. Everything on the menus to the left was posted earlier and is retained to give a history of the anti-credit report movement. Since the tragic events of 119 (November 9, 2000 - the "day of the chads") the power of databases to destroy has become evident to everyone. Our earlier worries about credit scores affecting interest rates that once seemed so radical appear naive in retrospect. Now citizens are being denied the right to travel and even disappearing based on the incorrect and outdated gossip called "credit reports". This website documents that we saw part of it coming--what we didn't see was the willingness of Americans to let faceless corporations get away with it. Updates will come when it again becomes safe for US citizens to speak their minds in public.