Victims of Credit Reporting (VCR)

A place to learn about credit reports and what we can do about them

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  • Email Received
  • The Players

    • Contacting Credit Agencies and others
  • Credit Scoring 

    • Cream Skimmers and Pigeon Guts 
  • Lawsuits

    • Yes, they often lose in court
  • "I wanna help!"

    • Cable TV and VCR
  • Fair Credit Reporting Act

    • Toothless and weak, but all we have
  • Interesting 2001 rulings by the FTC
  • U.S. Consumer Credit Laws 
  • Links
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    Please note we are not able to address individual problems due to the huge number of victims. We posted selected earliere-mails anonomously in our letters column.

    E-mail your US US Representative

    E-mail your US Senator

     E-mail the US President